627 Terrace St, Salinas, CA / Home Profile
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| home Home Size | 1,300.0 sqft |
| nature_people Lot Size | 5,293.0 sqft |
| space_dashboard Layout | 3 Br / 2 Ba |
| construction Year Built | 1979 |
| domain Primary Zone | Single Family |
Home Equity
Current Value
$ 609,557
2024-12-04
Price Purchased
$ 285,000
2015-10-21
Gain/Loss Since Purchase
+ $ 324,557
+ 113.88 %
Current Value per sqft
$ 469 / sqft
2024-12-04
Homeowner Tips
When selling a home in Monterey County, CA, consider expenses like real estate agent commissions (typically 5-6%), closing costs (around 2-5%), repairs or staging costs, transfer taxes, and any outstanding mortgage balances. These will affect your net gain from the sale.
Home Financing
Suggested Rate
— %
—
United States Rate
6.86 %
2025-05-22
Homeowner Tips
As of 2025-05-22, the average mortgage
loan rate in the United States is 6.86%
(30-year fixed-rate mortgage).
If your rate is above 6.86%,
consider refinancing.
Nearby Properties
| Address | Home Size | Value Estimate |
|---|---|---|
| 614 Terrace St | 504 sqft | $ 403,699 |
| 642 Terrace St | 852 sqft | $ 541,344 |
| 140 Carr Ave | 1,462 sqft | $ 657,531 |
| 639 E Market St | 1,012 sqft | $ 616,216 |
| 716 Saint Helen Way | 1,341 sqft | $ 624,215 |
Aerial History
-
2019
-
2017
Property Taxes
| Year | Amount | Change |
|---|---|---|
| 2023 | $ 5,071 | + 38.1 % |
| 2022 | $ 3,672 | + 4.11 % |
| 2021 | $ 3,527 | + 2.83 % |
| 2020 | $ 3,430 | + 0.73 % |
| 2019 | $ 3,405 | + 1.31 % |
| 2018 | $ 3,361 | -0.09 % |
| 2017 | $ 3,364 | -0.06 % |
| 2016 | $ 3,366 | + 166.93 % |
| 2015 | $ 1,261 | + 6.96 % |
| 2014 | $ 1,179 | -1.34 % |
| 2013 | $ 1,195 | + 3.37 % |
| 2012 | $ 1,156 | + 1.31 % |
| 2011 | $ 1,141 | + 1.24 % |
| 2010 | $ 1,127 | -1.23 % |
| 2009 | $ 1,141 | + 5.16 % |
| 2008 | $ 1,085 | + 13.14 % |
| 2007 | $ 959 | — |
Your Tax Burden vs California
You are in the bottom 37% property taxpayers
in the state.
Your Tax Burden vs United States
You are in the bottom 48% property taxpayers
in the country.
Homeowner Tips
To qualify for the Monterey County, CA property tax deduction, homeowners must occupy the property as their primary residence and meet income limits. Other deductions include the Disabled Veterans' Exemption and the Senior Citizen Exemption. Check with the Monterey County Assessor's Office for specific eligibility criteria.
Risk Profile
| Hazard | Risk Index | Expected Loss |
|---|---|---|
|
Earthquake
|
Relatively High |
|
|
Riverine Flooding
|
Relatively High |
|
|
Drought
|
Relatively Moderate |
|
|
Heat Wave
|
Relatively Low |
|
|
Hail
|
Very Low |
|
|
Lightning
|
Relatively Low |
|
|
Strong Wind
|
Very Low |
|
|
Tornado
|
Very Low |
|
|
Wildfire
|
Very Low |
|
|
Avalanche
|
N/A |
|
|
Coastal Flooding
|
N/A |
|
|
Cold Wave
|
N/A |
|
|
Hurricane
|
N/A |
|
|
Ice Storm
|
N/A |
|
|
Landslide
|
N/A |
|
|
Tsunami
|
N/A |
|
|
Volcanic Activity
|
N/A |
|
|
Winter Weather
|
N/A |
|
Homeowner Tips
Earthquake and Riverine Flooding pose the highest risks according to the FEMA National Risk Index for your property at 627 Terrace St, Salinas, CA. To protect your home and family, take precautions such as securing your property, establishing an emergency plan, and staying updated on seasonal risks.
Homeowner Tips
If you live in an area with low or moderate flood risk, you are 5 times more likely to experience flood than a fire in your home over the next 30 years. For many, a National Flood Insurance Program's flood insurance policy could cost less than $400 per year. Call your insurance agent today and protect what you've built.
View the FEMA Flood Map for 627 Terrace St, Salinas, CA
View the FEMA Flood Map for 627 Terrace St, Salinas, CA
Solar Potential
Tilt at Latitude
How you compare in Tilt at Latitude vs the rest of the country.
Global Horizontal Irradiance
How you compare in Global Horizontal Irradiance vs the rest of the country.
Expected Power Consumption and Spend
| Monthly | Minimum | Average | Maximum |
|---|---|---|---|
| Consumption | 429 kWh | 504 kWh | 592 kWh |
| Spending | $ 80 | $ 93 | $ 110 |
Power consumption and spending estimated based on a sample
of homes in your area adjusted by the square feet of
your property.
Key Places in Your Area
|
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Polling
Location |
Hebbron Family Center
683 Fremont St, Salinas, CA 93905 — |
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fire_truck
Fire
Station |
Salinas Fire Department Station 3
827 Abbott Pl, Salinas, CA 93901, USA (831) 758-7466 |
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|
local_police
Police
Station |
Salinas Police Department
312 E Alisal St, Salinas, CA 93901, USA (831) 758-7090 |
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local_post_office
Post
Office |
United States Postal Service
303 N Sanborn Rd, Salinas, CA 93905, USA (800) 275-8777 |
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Waste
Handling |
Salinas Valley Solid Waste Authority
126 Sun St, Salinas, CA 93901, USA (831) 775-3000 |
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Soil and Gardening
|
nature
Hardiness Zone
|
9B |
Homeowner Tips
In hardiness zone 9B, consider planting salvia, lavender, and agapanthus for vibrant blooms. Citrus trees thrive well, offering both beauty and fruit. Incorporate drought-tolerant native plants like buckwheat and penstemon for sustainable landscaping. Water early to avoid heat stress, especially in California or Texas summers.
Political Representation
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